Manappuram Finance Limited CC-Sep23.pdf · 2023-11-13
Sir, just last two questions. One is, I mean, I think earlier some participants had asked that one of your larger peers is seeing some stress in gold loans. When do I say stress, they are seeing their stage two, stage three numbers go up for the last maybe two quarters, three quarters . Are we also seeing something similar in our gold loan portfolio? I mean, customers not being able to kind of come back, repay, and take their gold jewellery back?
Got it. And one last question for you, sir. Sir, we've already seen gold loan yields improve to 22.1% now. We've in the past always indicated that gold loan yields will be between 22%, 22.5%. So, fair to assume that gold loan yields will now stabilize or is there some more room for increase in yields for maybe next one quarter or two quarters?