Abhijith Vara

Thank you for takin g my question. Si r, first of all, congratulations on a very good set of numbers, especially in challenging macro. So the first question sir is on capital. I just wanted to check even though risk -weighted assets density has gone down, the ratios have not improved. In fact, they have come off. Why is it so?

Sure, sir. Got it. Sir, the second question is on cost -to-income. Sorry if I missed your earlier comments. Can you please help us understand how to look at growth traje ctory for the cost as such opex?

Sure, sir, that's very clear. Thank you for answering all my questions and all the best for future quarters.