Abhisar Jain

Hi sir, thanks for the opportunity. I have a question on your more than 36-month branches. As we see in the PPT, the AUM for these branches has moved up year on year from INR39 crores to around INR50 crores. So I was just curious to know what would be the opex to AUM trending for these branches.

Understood. And can you indicate that in some of the much more old and mature branches, what would be the AUM per branch like? Is it a significantly higher number than this average of 50 cr?

Understood, sir. Okay, and the second question I had was on the HFC license that we were, I think, looking for and also other plans to make a meaningful entry in that segment. So, sir, can you update on the status and also your plans there for medium to long term?