Abhishek Jain

Congrats for a strong set of numbers. Sir, as you mentioned that fleet utilization is high, these vehicle prices are also firm, which is favourable for the new CV demand. But MSCV demand remains sluggish in past 9 months. So how do you see recovery in the fourth quarter and FY '26?

So any benefit do you see due to the scrappage policy that will be implemented by the government in the coming quarters?

And what are you strategies to gain the market share in the passenger vehicle finance segment?