Punjab National Bank CC-Dec24.pdf · 2025-01-31
Hello. Am I audible? Hi, thanks for the opportunity, and congratulations on your appointment, and congrats on the quarter result. I just had one question. So, it is regarding your recovery that you've been guiding to the tune of around Rs. 18,000 crores. Now until Q3, we have done around Rs. 11,500 odd crores of recovery. So, now, as I run some calculations and also with the guidance that you've provided that in Q4, we'd be expecting TWO recoveries to the tune of Rs. 1,500 to Rs. 1,600 crores. I still am able to calculate some shortfall of around Rs. 2,000 to Rs. 2,500 crores in the recovery amount. So, could you just help me with whether we will be able to meet the target of Rs. 18,000 crores, or there will be some softening on that?
So, I think Rs. 5,000 odd crores of recoveries in TWO as well as write back of provisions?