Punjab National Bank CC-Aug25.pdf · 2025-07-30
Good evening, sir. Thank you for the opportunity. My first question is on recoveries. There were weaker technical recoveries and interest accruals. If you can shed more light on this, that would be great? And how do you see rest of the year? And further, sir, asset quality was benign with reduced credit costs and slippages. But SMA2 ratio picked up marginally even though overall numbers remain favorable. Can we get more color on this? That was my first question. Thank you.
Right, sir. But this quarter, it was slightly weaker. So, is it like some seasonal or is it like just a one- off, this quarter, you would expect better recoveries, rest of the year was a blip at this point.