As you grow bigger and bigger, so in terms of distribution, will account aggregator be the way ahead or would you like to look at other forms as well such as DSA?
Questions across 2 calls
Amit Jain
Axis Capital
Home First Finance Company India Limited
Life Insurance Corporation Of India
Yes, hi, sir. Thanks for taking my question. So, I had a question on the other, the banca channel that you are incrementally focusing on. So, is it purely on the PSU banks that you are focusing on or are you in talks with the private banks as well? And secondly, what are your thoughts on Fintechs as a channel? So, do you have any thoughts of incorporating any Fintechs to increase your proportion of the, proportion from the other channels? So, any thoughts on that would be helpful.
Sure, sir. That's very helpful. And secondly, in terms of margins, so just coming on the non-par business, the margin decline that is 68.7% to 50%. So just wanted some further clarity as to why is this only because of pricing? Or is there any other thing out here that has met the declined part in the non-par business?