Ananga Rana

I had two questions. One is, if I look at your average ticket size per policy, that has come down year-on-year. So firstly, what's the reason for that? And secondly, roughly, what has our year - on-year growth been for the banca channel? Those are my two questions.

Okay. Got it. Okay. And on the banca channel, what would the rough growth look like for banca?

Okay. And if I could fit in one more question. AUM has remained constant quarter-on-quarter. Is there some business to this or is it just a normal fluctuation?