Ankit Bansal

Hello.

Yes sir, my question sir this quarter quarter -on-quarter profitability remains same around INR5,200 crores. What's the reason sir? Provisions are being less, why the profitability has not increased quarter-on-quarter?

Okay. But sir, do you think this is a good idea as no other bank is doing like you are doing for ECL provision? Like this is hampering your share price sir. Retailers are not able to communicate with the bank like every quarter you are doing this, no other bank is doing this. They are making the ECL provisions just as a one-off at the end of FY27.