Indian Overseas Bank CC-Sep25.pdf · 2025-10-16
Congratulations on the good set of numbers, sir. We have a question on CRAR remains strong at 17.94% but slightly down Q-on-Q. So is there any capital raising plans that you may have for growth or processing buffers? How does the bank plan to -- bank plan to balance credit growth with capital efficiency, especially as RAM lending continues to expand? So I have these two questions. If you could throw light on that, sir?
Okay. And sir, on the digital transaction front, there are several initiatives that the bank has taken like WhatsApp banking and CRM 360. So my question is what has been first adoption and impact from cross selling?