Hi, sir. Thanks for the opportunity and congrats on good quarter. Sir, two questions. One, so what will be the proportion of book below Rs. 1 lakh? I und erstand we have cut like 25 bps of SA rate. And related to that, do we plan to further take SA rate cuts because our close competitor has gone down to 6% for more than Rs. 1 million?
And sir, I just want to check on your cards portfolios. We had Zenith, we had Zenith Plus. I understand you have massively cut rewards on Zenith. Do you plan to do so for Zenith Plus also given that we are not?