Union Bank of India CC-Jan26.pdf · 2026-01-14
Hey, hi, thanks for the opportunity and congrats on very good results. Sir, two things. First, I think if I look at your investments book, I understand we have sold a lot of mutual fund investments, around INR 10,000 crores. And overall also, we have sold some SLR securities. And your income on investments in the interest income earned line has gone up by 4%. I just wanted to understand what's happening here, if you can kind of help explain ? And also, is your treasury gain mainly because of the mutual fund sale income or, yes?
Okay. And sir, is your treasury gain of INR 580 crores mainly because of sale of mutual funds or not? That is not the way to look at it. It is like foreign exchange income will be there, then certainly when you sell it from the HTM and certainly sometimes maybe you play with the arbitrage also you do it, some swaps are there. This includes mutual fund income also. There is a part that is HTM sale also is there. Then exchange income also, because of this fluctuation, we could garner more exchange income. All these have led to this INR 900 crores treasury income. If you compare it with the Q3 of ‘24, it has grown substantially above that number.