Questions across 2 calls

Bunty Chawla

ASK Wealth

Home First Finance Company India Limited

Home First Finance Company India Limited CC-Jan26.pdf · 2026-01-23

Thank you, sir. Thank you for giving me the opportunity. Actually, I have joined late if I am repetitive, Sorry for that. What is the situation in Tamil Nadu as such as we have seen one of your peers has said that there has been some issue from the ordinance point of view, how you are seeing the situation currently and any changes in terms of disbursement and all we have taken there?

Sir, during this quarter, how was the growth in Tamil Nadu, if you can say stabilizing down, up, something like that?

Five-Star Business Finance Limited

Five-Star Business Finance Limited CC-Nov25.pdf · 2025-10-29

Thank you, sir. Thank you for giving the opportunity and congrats on a good set of numbers. Just one clarity, FY'26 AUM growth still stands at 25% for full year, right?

Secondly, on the spreads per se, as you have said now, we are focusing more on higher ticket side customers where the yields are a bit low. So, going forward, the yields as we have seen in last 5-6 quarters, it has come down to 13.9% kind of a thing. What should be the sustainable run rate when we are focusing on higher ticket size loans?