Sir firstly, congratulations on a great set of results. I think whatever guidance we've given, we've actually surpassed most of them. Just wanted to ask, like, would you want to revise the guidance? I think, in terms of ROA as well as NIM, we've been outperforming what we said. How do we look at it going ahead? Like would we expect it to be more robust? Like could we go to a 2% ROA and a 4% NIM?
Fair enough, sir. That makes sense. I also just wanted to know in terms of our gold loan, we said that Agri loan has also been boosted by gold loan and in general, gold loans have grown a lot. Could you just describe what's happening on ground? Is it like the price of gold has risen that is why that's helping us or just somewhat how that's been?