Central Bank of India CC-Jan26.pdf · 2026-01-16
My question is, I have noticed that Gross NPA ratio in Agri and MSME sector remains elevated. So, could you elaborate what is causing the stress within these sectors?
One follow-up question on CD ratio. It has improved to around 72%. And given that there is tight systemic liquidity conditions and there are pressure on raising deposits, how much additional headroom does management see to increase the CD ratio without raising the marginal cost of funds? And how is the Bank balancing growth with liability side sustainability?