Dhaval Parekh

Thank you so much for the opportunity, sir. Am I audible?

So, sir, I had a few questions on the MLD part. So just wanted to know within the gross or the primary issuances that we do, what proportion of it could be a self-product and, I think, from the Nuvama Wealth product? And secondly, on the duration of the product, what is the current duration of the MLD products that we sell to the clients? And has it significantly changed post the change in the regulations last year?

Second question was the duration of the MLD products that we sell. Is it a 3-year product - 5-year product? And has it significantly changed post the tax regulation change last year?