Dhruvesh Sanghvi

I just wanted to understand, you have been constantly saying that this has been one of the best few years and potentially your next 5 years out of your 30 -year career in investment banking, CACM areas. And if I have to just extrapolate tha t if things really work out the way you are imagining for the next couple of years, does the potential INR1,000 crores number of the CACM which we are already almost achieving in…

Okay. Great. And so slightly a little bit specific I mean, I understand the flywheel effec t completely now, and you have been talking about it many years and partially executed now. So, I appreciate it, but that is going to take some time.

Right. Great. I have two more questions. I'll ask the capital allocation first. In terms of INR24,000 crores balance sheet, like how do you personally think about INR24,000 crores? Like, I mean, as an owner of the company, how do you think about this money that, okay, this much is here, this much is here, and this is what my expectations are in the next 5 years?