Gautam Jain

Congratulations for very good numbers. Sir, we have seen that the r evenue per order in this quarter has gone up. So is it fully factored in or we can see further rise in revenue per order going forward? I mean whatever hike we have taken is completed, the full impact has come in the quarter, or we can see further rise in first quarter revenue?

Good evening, sir. First, in last quarter, yo u said your NIM will expand and that perfectly expanded in Q2. Now, can we say that, the higher credit cost which started from Q3 of last year has peaked and we will come back to the normal credit cost itself from Q3? Second, on the growth side, again, I mean, growth will pick up from Q3. Can we assume that? And second is your cost to income ratio has come to 40%.

And it will start reflecting from Q3 onwards, right?

I have one more question. Can I ask?

First, congratulations for a solid set of numbers. My question is, can I get the breakup of your Power business segment revenue, which is like INR939 crores. Can I get the breakup of that into captive IPP and hydro?

Okay. In the hydro business -- hydropower business, is it like that your first quarter and second quarter are better than the last two quarters?

No, I mean the first two quarters are better than the last two quarters on the financial, right?