Gopal Bhatt

Hello, yes , am I audible? Nir av Mehta: Yes, sir.

Okay. Yes . So, congrats to the management for a good set of results. I had a couple of questions. I think there have been of course I mean, there have been questions earlier from participants on the margin, so I won't ask on the trajectory.

Okay a nd other expenses is also a little bit higher on the, I mean around 30%. What would be the reason for that and what could be the measures to optimize that as well?