Stockrabit · Analysts
Questions across 3 calls

Hardik Shah

ICICI Securities

Bandhan Bank Limited

Bandhan Bank Limited CC-Nov25.pdf · 2025-10-30
Hi, sir. Good evening. Sir, if you can quantify the MF I slippages in this quarter. And sir, any qualitative reason why the situation did not pan out the way it should have been? Because other banks, all banks which have MFI segment, they have seen 20%, 30%, 40% decline in slippages. So, is this a geographical thing which is a bit of an adverse thing for us? Or why is it that the slippages seems to be elevated or not improved significantly versus others?
Okay. Sure. And secondly, sir, this 650 crores of SMA-0, which was because of bunched up holidays, that you have managed to recover 350 crores of them. Ideally, it should have been even much more, right? I mean, is that the understanding or the 650 crores of bunched up holiday, of course, the holiday season is over and then 2H for October should be a decent active month. You have only managed to recover 350 crores. Is that what, I mean, this is what you said, right? That you have managed to recover 350 crores. You have managed to regularize Rs. 350 crores out of 650 crores bunched up, right?
Bandhan Bank Limited CC-Dec24.pdf · 2025-01-31
Hi, good evening and congratulations on your appointment and heading this Bank. I have a few questions. First, I think in your opening remarks you mentioned that secured share will rise from currently 49% to 55% plus. So, point well taken, sir. Just wanted to check how would you view the share of EE B? Because I think in your unsecured, you have some proportion of the retail unsecured also. So, just wanted to check by FY27 end or maybe FY26 end, how do you see the EEB share?
Right. So, sir, I mean, 49% going to 55% plus, this is a straight away reduction in the EEB book, right? I mean, assuming the retail...

The Jammu & Kashmir Bank Limited