Questions across 4 calls

Harshal Mehta

Asian Market Securities

SBI Life Insurance Company Limited

SBI Life Insurance Company Limited CC-Apr26.pdf · 2026-04-22

Thank you for the opportunity. Two quick questions from my end. So firstly as you know like we are in the earlier days in those IFRS.

Yes. So my first question was that we know that we are in the initial days of IFRS, but if you can give some initial thoughts on how the KPIs will be for SBI Life under the IFRS, so that was one. And secondly, like our strategy has been to focus on additional pro ducts and within that, we have seen par growing significantly higher than non-par, but given the backdrop that we have recently launched a non-par product in Jan, how do you expect non -par as a category to move from here on?

JK Cement Limited

JK Cement Limited CC-Jan26.pdf · 2026-01-19

Hi, sir. Thank you for the opportunity. Three questions from my end. First, in terms of a couple of quarters, a lot of expansions being around in North, especially from FY 29 perspective. How do you see industry pricing discipline and pricing trend? That was one. Second, in terms of booking, what is our current CC ratio? And do we see any risk in terms of clinker shortage for H2 FY 2027? That was second. And lastly, in terms of non -trade, we have seen like very sharp jump this quarter. Should we expect our non-trade share to remain at these levels or we expect it to inch down back to earlier levels? That was the third question.

So, on the CC ratio, if you can help with that. And do we see any risk of clinker shortage in H2 FY 2027?

JK Cement Limited CC-Nov25.pdf · 2025-11-04

Hi, sir. Thank you for the opportunity. Couple of questions. So, my first question was on our strategy. So, your views are on the growth margins and how do we plan to balance both of them going ahead? Second question is on non-trade business. So, how do we see that business going ahead for us? And how do we see non-trade as a share moving as we start commissioning new capacities? And lastly, just a clarification on Punjab and Rajasthan grinding units. So, can we expect them to commission by 4Q FY ‘28? So, these are my questions. Thank you.

Just a clarification, like Punjab and Rajasthan grinding units, so can we expect them to be commissioned by 4Q FY ‘28?

Life Insurance Corporation Of India

Life Insurance Corporation Of India CC-Mar25.pdf · 2025-05-27

I just have one question. Given that we are expected to have a calibrated approach in non-par, keeping in mind the hedging policies. So is it fair to assume that focus will be more on the ULIP within non-par segment?