PNB Housing Finance Limited CC-Jan26.pdf · 2026-01-22
Hi, sir. Am I audible?
Sir, the question was related to the 10 basis point impact, which you mentioned because of the corporate move, one of the account run down. When I look at the corporate developer loan movement this quarter, from I think INR 319 to INR250 crores, since we haven't done any disbursement, I think everything that re payments are not very high. It is to the tune of INR 70- INR 80 crores itself. So, actually, if you can help me tie up that 10 basis point impact on the yield seems too large for a run-down of INR 70 crores number itself. How should we look at that 10 basis points? And you mentioned that next quarter onwards, the reversal will happen for that 10 basis points. So, should we expect that the yields of 9.55, which we have come to normalize number would be 9.72 number, a normalized number would be 9.85 to look at from the next quarter?