Stockrabit · Analysts
Questions across 2 calls

Harshit Toshniwal

Premji Investments

Saregama India Limited

Saregama India Limited CC-Nov25.pdf · 2025-11-05
Sir, congratulations for a decent set of numbers. One thing which is not particularly related to this quarter. But if, for example, I look at since '21 to '25, we gave a very good disclosure in terms of the era-wise revenue, which we have received. Now over there, sir, the trend has been that if I look at the songs pre -2020, their revenue in absolute terms have been a bit stagnant at around INR 320 crores, INR330 crores for the last 3, 4 years. And the growth what we have seen in music licensing has actually come from the songs post 2020. So my understanding was that probably in the post 2020 songs -- since we are investing in era, obviously, the first year revenue will be high. Is there any reason why the pre -2020 era songs, their revenue has been a bit more stagnant in the last 3, 4 years, probably because when I compare it with the industry, that segment is also seeing a decent growth for the industry?
Got it. So, if I look at -- obviously -- just the last 2, 3 years of data, so it might be that there can be many one-offs that's been impacted?

SBFC Finance Limited

SBFC Finance Limited CC-Mar25.pdf · 2025-04-28
Am I audible?
Hello. Is it better? Yes. Sir, the question was on the gold loan piece itself. I think specifically on these 2 that how is our structure of the gold loan in terms of bullet repayment or principal EMI? And with the LTV norms changing, how should we look at that piece itself, maybe for you and also for the sectors, if you can help us, right? And the second is from the increasing intensity of requiring to document the purpose, etcetera., how should that be looked at?