Union Bank of India CC-Nov25.pdf · 2025-10-30
Hi, Ashish sir. Good afternoon, and thanks for the opportunity. Sir, first congratulations on your new assignment here at Union Bank. Sir, I wanted to check if you have had time to review the Bank's portfolio, to provide some insights about the Bank's growth trajectory. Union Bank has been behind the system loan growth for one, two quarters, if not more. If you can diagnose, we have charted a trajectory wherein we are focusing more on profitability but sacrificing loan growth, may be corporate loan growth. So, where are we? And how soon can we reach system level growth? That is my question number one, sir.
Sir, I wanted to check by when Union Bank can be similar to system loan growth , if you have had the opportunity to review the Bank's portfolio and strategic priorities? Of course, there is a trade-off as of now between growth and margins, but if you can provide some insights as to by when Union Bank can be similar to system loan growth?