Jay Mistry

I have two questions. First question was that since now that our gold loans is profitable and you have been gradually expanding the branches, too, so I just wanted to understand like are the new branches meeting the expected performance level?

And my second question was that since we have implemented the new loan originations and management systems, so how has the transition impacted the loan disbursements and turnaround times in second quarter? Are the teams fully adapted to the new systems?