Hi, good evening, sir, and congratul ations on good numbers and also on your appointment as MD & CEO of the Bank. Sir, I have a few questions. First is that I just wanted to check the other interest income this time around, which is Rs. 500 odd crores. Does this include any IT refund or any one-off receipts?
Okay, sure. And the second thing is, sir, if you can also talk about the total SMA of the Bank, including below 5 crores ticket size?