I have a couple of questions. So first is on the Motor TP side. So have you taken any third-party reserve releases this quarter? And you also briefly talked about that there can be a price hike this year. So what can be the quantum that we expect on the TP price hike? Second question is on the combined ratio journey. So I think you had briefly highlighted in the last call that you want to bring down the combined ratio. So this quarter, we have seen some improvement in the claim ratio, but that is very minimal. So where are we in the overall journey, and how long do you expect it to take for you? And on the fire side, what has been the premium increase that you have seen in Jan? So those are my questions.
Questions across 1 call
Kishore Agarwal
Bajaj AMC