LIC Housing Finance Limited CC-Jun25.pdf · 2025-08-04
Sir, you are discussing the new home loans at 7.5% interest rate right? But how you are trying to reduce the home loan interest rate for the existing customers? Since in this year, RBI already reduced by 1 percentage, right? But your customers haven't get that benefit. How can the existing home loan customers get the benefit from LICHFL?
Okay, sir. In this case, just a small suggestion. And I tried to reach out to your branch manager and regional manager, and they don't have any enough info to clarify with the customers. And also, I see some of your agents referring RBI rates instead of ou r own PLR rates, okay? So it would be better if you discuss properly before discussing the home loans with the customers. And one more thing, if this same thing continue, okay, definitely, banks will get the summary rate. Bank is offering with a better ROA. So why I need to invest in housing finance companies like LIC? In my case, I am the investor for LICHFL. And as -- so I'm a customer for LIC company. I took home loan, but I didn't get any benefit in the ROA change?