Sir, congratulations for a good set of numbers. So, my first question is, sir, may I know the gross write-off during this quarter?
And sir, my second question on your ECL model. Sir, for how many years of data you are using for the ECL model?
Questions across 2 calls
Kunal Garg
IIFL Securities
Aptus Value Housing Finance India Limited
Five-Star Business Finance Limited
Sir, my question is primarily, you mentioned that there are few states where you see the downward trajectory in the business, right? So, what are the specific stress in the states in the coming months or in the coming quarters?
Sir, you mentioned that there was some business down in TN and Karnataka compared to the AP and Telangana.