PNB Housing Finance Limited CC-Dec24.pdf · 2025-01-21
Firstly, if I had to look at it in terms of the OPEX, so if you can just broadly break up this 1.1% OPEX to Assets over three segments, so in maybe Affordable, what is the kind of OPEX that we are seeing and how much would be in the Prime, so broadly, just wanted to gauge in terms of where we are in terms of the profitability in the Affordable Housing, in the Emerging and in the Prime segment and the targets which you have highlighted in terms of the Emerging and Affordable, would that be the additional investment plan to roll out that would be required or it is more in terms of the productivity gains that would happen?
So, in Affordable, we would be already at the break even, Affordable and Emerging?