Cholamandalam Investment and Finance Company Limited CC-Mar25.pdf · 2025-04-28
First, just to check on the home loan, we indicated that the growth should improve both in terms of disbursements as well as AUM, almost like 15%, 20% disbursement. So, what ideally would lead to that kind of an improvement? Maybe this year, the overall disbursements in home loan has not been that great. And secondly, on LAP, when we look at it, in fact, it has been growing quite well. So, would we see some kind of a normalization coming in LAP or maybe the growth traction in LAP should still continue?
Yes. So particularly LAP, you are still saying it might continue with 25% to 30 -odd percent. There are still like maybe the opportunities available and the levers available to continue at that pace.