Go Digit General Insurance Limited CC-Dec24.pdf · 2025-01-22
Thanks for the opportunity. So, my first question was with regards to your initial comment on the combined ratio of under IGAAP. So just wanted to have a view on the fact that if we look at say both expense and loss ratios on NEP that is net earned premium, does it give a better picture because both of those items -- all the three items kind of flow through the P&L? That was question number one? The second question was with regards to the competitive intensity in motor, health and group health business, specifically the group health business how we are looking at it now? And let's say, maybe a lot of media reports about reinsurance rates expected to go up from March, April. Any thoughts on that like is there any possibility of pricing sanity coming back in the group segment? And the third question was on long -term investment book mix. How do we think about equity mix in the book from a longer -term perspective since now we are profitable on IGAAP basis and solvency is also in reasonable shape? These are three questions?
Sure. Thank you. If I can squee ze one more question. It was on in house versus outsource TP for group…