Yes Bank Limited CC-Jun25.pdf · 2025-07-19
So my question is on your long-term outlook for ROA. You have had this target of reaching 1%. So, in the current quarter, of course, it's 0.8%, but aided a lot by the treasury line. So what is the structural outlook on ROA, especially given the, the slightly subdued outlook on NIM in the near term because of the systemic trade cuts? Does that 1% target get pushed? And if so, to which year? And what are the levers that you see that the Bank is having to reach that 1% ROA?
I got it. Fully got it. But I have a related question. In fact, I was harbouring that question when Sir was responding to this. It's like, at 1% ROA, what is your assumption of NIM for the Bank?