SBI Life Insurance Company Limited CC-Apr26.pdf · 2026-04-22
Hi. Good evening. Congratulations on good numbers in a sort of difficult operating environment. So first question, in the EV walk, we see a very strong positive operating variance. If you can quantify how much is expenses, persistency and mortality. And if we have such a strong positive variance, then why are we strengthening our assumptions in the VNB? So I wanted to get a better sense of why are we seeing this divergence in EV and then in VNB? And second, sir, our solvency is now at about 190%. We work at 180% solvency. So in terms of capital, what are your thoughts? Any additional need? And how will you sort of bridge that gap if required? Yes, those would be my two questions. Thanks.
Just one final follow -up. Can you split the economic variance between your debt and equity?