LIC Housing Finance Limited CC-Nov25.pdf · 2025-10-30
Sir, I just had a few questions. Firstly, on growth, right? So, our growth is flat Q-o-Q when in general seasonality should be better this quarter. And the repayment in core retail also looks on the higher side. So, possibly, there are BT out. How do we plug that? How do we accelerate growth from here on? Because it is just stuck on a year -on-year basis also in that single -digit range. So, how do we view growth going forward? That is the first question, especially even in core retail. I am not even talking about developer or LAP.
No, I have one more, sir. Also, in terms of credit costs, so now we see them settling in this 20, 22 basis points range. Is that the right way to look at it? Of course, and if and when recoveries come, then that is an additional upside. So, will it be in that range, the credit cost, or would it be slightly higher or lower?