Congratulations on the results and on the 10,000-crore mark. I just had a couple of questions. Firstly, on your liquidity. So, now, do you see yourself maintaining such excess liquidity for a long period of time? Because I guess the liquidity buffer has kind of increased over the last 3 -4 quarters, right, as in the level of liquidity buffer. Would that continue for some more time? And then the other question is that there is varied feedback from lenders on how heat wave has impacted collections. Yours don't seem to be impacted in any big way. So, any comments you would offer on how you could have good collections in an otherwise bad quarter for others?
Questions across 1 call
Mahrukh Adajania
Nuvama Capital