Manish Agarwalla

Sir, I have two questions. One is if I see the repayment rates in conventional generation and transmission segment, those have increased, and that has been increasing for quite some time. Are these regular repayment or is there any element of prepayment or refinancing there? That's one?

Got it. Next question is about your core infrastructure segment. So if I see over the last couple of years, you have sanctioned INR1.4 trillion worth of loan, whereas the disbursement has been the INR18,000 crores. Just wanted to get your sense, are these sanctions still valid or these projects are getting delayed, that's one?