Mohit Mangal

Yes. Thanks for the opportunity and congratulations on a good set of numbers. My first question is on the tax rate. So, I think this quarter we had around 23 .5%. I mean, if I look at the full year, it’s good; 25% and for maybe 2-3 years, should we assume the tax rate to be 25%? And the reason why I’m asking is that because in Financial Year ‘24 we just had around 21.5% tax rate.

Right. So, going forward also I think we should assume that this would be kind of maintained?

Understood. Next is in terms of the number of branches, I think we opened around 26 branches this year. So, going forward, do you think you will increase number of branches, or you will keep it constant, any kind of color on that?