Aptus Value Housing Finance India Limited CC-Sep23.pdf · 2023-11-03
Yes, hi, sir. So, I had a few questions. So firstly, if you look at the spread over the last, two years or so, 2.5 years rather, they've settled at higher levels versus in the past. So maybe almost 100 bps higher, partly also due to the rating upgrade that you had during this time. So, do we expect this kind of spread between 8.5%-9% to sort of continue, or could they normalize over time at lower level?
Sorry, so you said that 8.5% to 9% should be sustainable. Okay. Secondly, how are our incremental cost of borrowing, both on the NBFC and the HFC books?