One 97 Communications Limited CC-May26.pdf · 2026-05-07
Hi, good morning. Thank you. Sorry, it took me a while to get in the room. Morning Vijay, morning others. Good to see you, and thank you for taking my questions. First one, maybe just on the guidance. A bit more colour on the revenue growth acceleration that you've talked about in Fiscal 27. Now I understand that, you know, F-26 you had a double digit decline in your marketing services, revenue growth. So how much of the guidance acceleration in F-27 is just a function of marketing services revenue growth recovering, versus you probably also seeing an acceleration in revenue growth across payments and financial services. And maybe a related question also on the EBITDA margins. I know in the past you've talked about a medium term aspirational margin of 15 to 20% EBITDA and you have ended the year at about 6% with very strong expansion. Qualitatively, how far away are we from getting to that 15 to 20% EBITDA margin number? That's my first set of questions, please.
Very clear. Thank you, Madhur and Vijay. Maybe the second question on financial services, which you touched upon in the earlier question. And I know you stopped giving out disbursal numbers, but from the Postpaid launch that you made earlier, if you can just talk about the traction this time versus the earlier Postpaid. Is the traction in terms of ramp-up of the product scale or disbursal tracking better or similar versus the last iteration? Any differences in consumer traction? That'd be great.