Stockrabit · Analysts
Questions across 5 calls

Neeraj Toshniwal

UBS

Angel One Limited

Angel One Limited · 2026-07-16
NSE active client base, we see some decline over there. And obviously, client acquisition has also been a little slower. So just wanted some sense, given the July activity has also started a little bit muted. How should one think about overall this trajectory and in that sense, the target for full year?
Okay. And in terms of the overall target and the aspiration for 40%, 45% margin, that kind of stays, I think, ex- of the wealth rundown what we are having every quarter. So there's no change in trajectory over there, right? I mean...

ICICI Prudential Asset Management Company Limited

ICICI Prudential Asset Management Company Limited CC-Jul26.pdf · 2026-07-13
Yes hi, on the alternates net yield of 95 basis points I just wanted to understand how the trajectory will kind of move forward because it has been quite volatile over the last couple of years. So just want the sense that how should one model it and what is the right way to think about it.
Sure. And on the new products which you mentioned like life cycle products and all, how is the mix are they more towards debt within that given small base and how you're thinking about it and what kind of yields we should be you know modeling in those products if any more color you can give because these are more like a insurance end owment kind of a product which is there in whole world. So just wanted to get some sense whether it kind of conflicts with insurance products or it's totally you know a new way of building out the product as an asset allocation within that.

SBI Life Insurance Company Limited

Star Health and Allied Insurance Company Limited

Star Health and Allied Insurance Company Limited CC-Nov25.pdf · 2025-10-29
Hi. So, if you can quantify the net impact of the GST input tax rate after listing for the assumptions for the commissions with GST. So, what is the net impact sales which will be left on the book? What is the timeline we think that we can be able to utilize that?
Yes, if we can quantify on the combined. What I am asking is basically commissions you are sounding confident that you will be able to pass on, but ex of that also there is some impact which will probably be left on the book. So, just want to understand ho w much or what levels we are taking to utilize that and what will be the impact, net impact.

HDFC Life Insurance Company Limited

HDFC Life Insurance Company Limited CC-Sep25.pdf · 2025-10-15
Just wanted to recheck on the guidance. Vibha kind of mentioned that the starting point we were probably guiding for a flattish margin by the year end. Adjusting the impact for GST, if we are able to kind of pass on, are we still sticking to that particular guidance? And second is on the like-to-like basis, obviously, the product level margin seems to have increased significantly because if I look at the product mix, has it been only driven by ULIP, higher sum assured, particularly in ULIP, or it is across the board in all the product categories you are seeing margin uptick or the major delta is coming only from ULIP?
And on the yield curve movement, are we looking to readjust our IRRs basis upwards moving curve or we are not looking to fully pass on or here also it will be driven by competitive dynamics at play? How should one think about the growth of non-par saving in that construct in the coming quarters?