Nikunj Bhanushali

Thank you for the opportunity. Sir, from the previous quarter, our employee expenses have gone down by about 19 crores, 20 crores. What is the main reason for this?

Right. And sir, could you please help me, what is this overseas AUM consists of -- what is the breakup for that? Is it into equity, mutual funds?

Okay. Alright that’s it from my side. Thank you.