The Federal Bank Limited CC-Dec24.pdf · 2025-01-28
Hi, everyone. Good morning. We appreciate the steps that we are taking to deliver better results and improvement of profitability over the years. A few questions I have like one is around the slippages. So, if I look at retail slippages overall have been holding very stable. And so, how is the mix trending between secured and unsecured? Any color around MFI segment if you can provide and what is really like driving this? The stability in the slippages and retail therefore
Right. And so, that actually was my second question as to how are we looking at the unsecured loan segment as a part of our strategy to drive ease? Because all along, Federal has always the intent has been to drive the unsecured business because the mix is very low . And now with the decline in P.L. and the ongoing pressures in MFI, what is our strategy there to grow the unsecured business over the next few quarters?