Questions across 3 calls

Omkar Shinde

Firm not listed in source transcripts

Home First Finance Company India Limited

Home First Finance Company India Limited CC-Sep24.pdf · 2024-10-25

In Madhya Pradesh, the growth has been very good. We have seen 15% growth on q-o-q. It is now at INR 800 cr book. And almost every quarter, we have added INR 80 cr to INR 85 cr in the book. My question is what is it that we are doing in Madhya Pradesh that it is growing so fast because share in the AUM has also increased very much in the past 4 quarters? So that is the first question.

I was also going to come on UP. In UP & Uttarakhand, you showed that it is a combined INR 746 cr book. Can you give us the split between Uttar Pradesh and Uttarakhand, if it is possible, what is Uttar Pradesh and Uttarakhand?

PNB Housing Finance Limited

PNB Housing Finance Limited CC-Sep24.pdf · 2024-10-24

I have a few clarifications before I ask my question. So, we said that we target 1,00,000 crore AUM by FY27 and 15% of the it will be Affordable. Was that correct?

And two more clarifications, in one of the previous questions we had shared that credit cost in the Affordable segment could be somewhere in the region of 50 bps, 50 or was that 15 I did not get that properly?

Can Fin Homes Limited

Can Fin Homes Limited CC-Sep24.pdf · 2024-10-23

I wanted to understand, you have mentioned that there is a technology upgrade that is initiated, and which will go live by next quarter. So, what is this technology change that we are doing and how is it going to help for the business, in what sense is this?

So, is this like some platform based like Salesforce or O racle something like this or this is something entirely different? Is it existing and on top of it we are upgrading?