Hello, everyone. Welcome to the Q1 FY26 Earnings Conference Call of Punjab National Bank. Today, we have with us the Management of the Bank headed by Mr. Ashok Chandra – M.D. and CEO; Mr. Kalyan Kumar – Executive Director; Mr. M Paramasivam – Executive Director; Mr. Bibhu Prasad Mahapatra – Executive Director and Mr. D Surendran – Executive Director. With this brief introduction, I would like to hand over the call to Mr. V .P. Bansal – DGM, Strategic Management and E conomic Advisory Division. First a disclaimer statement, post which M .D. sir will address the conference. Thank you and over to you sir.
Questions across 2 calls
Palak Shah
Elara Capital
Punjab National Bank
City Union Bank Limited
Yes. I have 2 questions on the possible this quarter has been 6% Q-o-Q. So what's left is growth? And how do we look at deposit growth going ahead? Also, my second question was whether the deposit ratio came in at 81%? What is the comfortable level of its ratio?