Stockrabit · Analysts
Questions across 1 call

Param Subramanian

Investec India

IDFC First Bank Limited

IDFC First Bank Limited CC-Jul25.pdf · 2025-07-26
So firstly, on asset quality again, right? So, if we see across product segments in this quarter, there is an increase in the NPA levels and also the SMA levels that you've called out. So, anything specific you want to highlight? A large peer of yours has called out stress in MSME segment. So, anything you want to highlight because the delinquency levels seems to be up.
Okay. Your thoughts on, say, unsecured MSME because one of your peers has called out that there is a rising delinquency here. And also in this quarter, I see higher delinquency in the credit card portfolio. So, anything there?