Yeah. Hi, sir. Thanks a lot for the opportunity. Sir, my first question is, can you give some color why advances declined so sharply during the quarter?
Sir, I'm talking about the yield on advances, sir.
Questions across 3 calls
Parth Gutka
360 One Capital
Bank of Maharashtra
Karur Vysya Bank Limited
Sir, what's happen ing -- it's been de -growing on a quarter -on-quarter basis for last several quarters.
I'll repeat myself. Sir, within the vehicle book, it's been de-growing on a quarter-on-quarter basis for the last several quarters…?
The Jammu & Kashmir Bank Limited
Yes. My question is on yield on advances. Our yield on advances have declined sharply over the last several quarters. I understand that there have been several repo rate cuts. But I think it is very sharp. So a re we clearly -- are we undercutting or underpricing our loans? Yes, that's my question.