Questions across 5 calls

Pinaki Banerjee

AUM Capital Private Limited

Bank of Maharashtra

Bank of Maharashtra CC-Mar25.pdf · 2025-04-25

Congrats for the good set of numbers sir. Just a couple of questions. Regarding your loan portfolio, the maximum exposure is towards the infrastructure sector. Can you segregate what type of companies this exposure is regarding infrastructure, what is the types of companies, the loan book is?

Okay. My last question is now in the falling interest rate scenario, sir, actually, you are expecting a fall in your NIMs, net interest margin. On a conservative basis, how much are you expecting to report like from current 4%?

Bank of Maharashtra CC-Sep24.pdf · 2024-10-15

Congratulations for a good set of numbers. Sir, actually then coming to the Page 7 of your investor presentation, the agricultural sector has shown the maximum growth of 34%. And sir, if I recall, in the last con-call, you had mentioned that you are in the process of doing away with farm credit and moving more towards this investment credit, like cold storages and food processing. So sir, can you give me an update on this, please?

Okay, sir. The, next question is like your corporate loan portfolio for the last 5 quarters, we've seen that as a percentage your gross advantages have remained static at 38% to 39%. And year- on-year growth is 9%. So sir, have you taken any strategic decision to lower y our exposure to the corporate sector?

Astral Limited

Astral Limited CC-Dec24.pdf · 2025-01-30

Good evening sir and thanks for the opportunity. In the previous quarter with regard to your UK subsidiary you had stated that you are bringing one of a kind of a product in the Indian market with respect to the adhesives. And that will be the first time in India. So can you give us an update on that?

Okay sir. And the last question is, you have got a cash of around Rs. 290 crores. So considering the fact that there is actually a bit of a flattish trend in the industry, how do you plan to utilize it?

Astral Limited CC-Dec23.pdf · 2024-01-30

First question is now, CPVC prices considering the fact that the middle East is still facing lot of tension so basically you would aim to grow more on volume wise keeping in mind that the PVC prices might be under pressure is it fair to assume that?

Secondly, just after the union budget coming up day after tomorrow the election notification will be coming and just now you also told that Holi is also towards the end of March so considering that the elections and all the festivities, do you expect somewhat volume growth in the current quarter?

Aditya Birla Real Estate Limited

Aditya Birla Real Estate Limited CC-Sep24.pdf · 2024-10-22

Sir, there's a news article last week that you have opened your first international office in Dubai to cater to clients in the Gulf region. So sir, can you throw some light on this matter and how much revenues are going to expect in the future from this region?

Okay. Sir, my last question is just a hypothetical one, sir. Actually, you have just changed your name from Century Textiles to Aditya Birla Real Estate. And going by your current presentation, you have shown that the optimism is more towards the real esta te than your pulp and paper business. So sir, do you have any plans to actually demerge the business to unlock value in future?