Bank of Baroda CC-Feb26.pdf · 2026-01-30
Congratulations on the quarter. Just firstly, one clarification on one of your previous comments, when you mentioned that incremental credit costs will be 18 bps due to ECL, are you just referring to for the first five years of transition, that is the 18 bps or the sustainable steady state?
Understood. Okay. Okay, sir. So, then just getting on to my question. Firstly, in the Agri book, excluding gold loans, do we do farmer finance, which has, you know, RBI had some observations with some private sector banks and made them, they were not PSL compliant, etc. Did we also have such an observation?