Manappuram Finance Limited CC-Mar25.pdf · 2025-05-09
Yes, hi sir. My question pertains to the dr aft guidelines. So, while the industry and you have been offering around 12 months tenure products and if that is implemented in the current form, I believe the impact on LTV is the highest. So are we evaluating to reduce the tenure for newer products so that the impact on LTV remains less? And if we do not do so, do you see that the industry might do that and can impact business for us?
So in the past, if you can share the experience when we reduced the tenure, does that give some challenge to customers in terms of convenience what it has versus a 12 -month product? Or is it indifferent?